Organize research library and schemas

papers/finance-automation/regulated-industry-considerations.md

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+# Regulated Industry Considerations
+
+The finance automation vision is conceptual and aspirational; it is not a claim of compliance. The design aims to align with GAAP/IFRS expectations and regulatory frameworks such as FINRA and SEC while preserving flexibility for jurisdictional variation.
+
+## Accounting Alignment
+
+- **GAAP/IFRS hooks:** Journal entry structures can map to ledger postings and disclosures, supporting external reporting pipelines.
+- **Controls:** Segregation of duties and PS-SHA∞ journaling provide traceability for approvals and policy overrides.
+
+## Regulatory Overlays
+
+- **FINRA/SEC:** Suitability, best execution, market surveillance, and recordkeeping requirements inform orchestration rules and logging depth.
+- **AML/KYC:** Agents should integrate identity verification and suspicious activity patterns, with contradictions escalated when risk flags collide with revenue objectives.
+
+## Posture Statement
+
+- **Conceptual only:** These documents describe intended capabilities, not audited compliance states.
+- **Evidence-ready:** The combination of journaled actions and explicit contradiction handling is designed to support future attestations.
+
+## TODOs
+
+- Map specific regulatory controls to agent responsibilities and PS-SHA∞ fields.
+- Draft sample audit trails demonstrating how finance workflows surface and resolve conflicts.