# Automated Compliance Agent Specification

## Goals
- Provide continuous compliance monitoring for financial operations across BlackRoad OS.
- Automate evidence collection and alerting for violations.
- Reduce manual review cycles by routing low-risk checks through agents.

## Non-Goals
- Replacing human sign-off for regulated actions.
- Building full audit dashboard UI (handled in Prism).

## User Flows
1. Operator defines compliance controls and thresholds.
2. Agent ingests events from operator/orchestrator pipelines.
3. Violations trigger alerts, tickets, or auto-mitigations.
4. Weekly digest summarizes control posture and exceptions.

## Agent Flows
- Schedule periodic scans of transaction and access logs.
- Apply rule packs for KYC/AML-sensitive actions with `Regulated Risk` scoring from the prioritization framework.
- Escalate to human review when confidence < threshold or contradictions surface.

## Risks
- False positives causing alert fatigue.
- Missed edge cases in financial flows; mitigated via shadow mode before enforcement.
- Data privacy handling when aggregating evidence.

## Dependencies
- `blackroad-os-operator` event streams and control registry.
- Identity lineage from `concept-0001` (SIG Factor Tree Identity Assignment).
- RFC approval if schemas change for evidence logging.

## Links
- Idea source: `idea-0003` (Compliance agent sketches).
- Future RFC placeholder: `rfc-0003` once schema impacts are defined.